Kentucky 529 Plan

Saving For College in Kentucky

The State of Kentucky has two college saving plans with a variety of invesment options for its residents.

Kentucky Education Savings Plan Trust (KESPT)

This plan managed by TIAA-CREF offers 3 investment options for Kentucky families to save.

Tax Benefits for Kentucky Education Savings Plan Trust (KESPT)

  • Plan participants enjoy federal and state tax exemptions for earnings from Kentucky Education Savings Plan Trust (KESPT).
  • Plan participants may qualify for financial aid benefits for Kentucky Education Savings Plan Trust (KESPT).

    How to sign up

    To learn more and signing up you can go to www.kysaves.com

    Kentucky's Affordable Prepaid Tuition

    This plan allows participants to pre-pay their college tution and enjoy the benefits when they or the child is ready to study.

    Tax Benefits for Kentucky's Affordable Prepaid Tuition

  • Plan participants enjoy federal and state tax exemptions for earnings from the plan.
  • Plan participants may qualify for financial aid benefits.

    How to sign up

    To learn more and signing up you can go to www.getkapt.com